KEY TAKEAWAYS Rising property insurance costs contributed to higher mortgage delinquencies last year, new data showed. Home insurance costs have risen 72% since 2019, but have recently shown signs of slowing due to flattening home prices and increased policy switching. Property insurance payments hit an all-time high in 2025 and it could be pushing more people into delinquency. The average annual home insurance payment rose by 6.6% in 2025, with homeowners paying a record $201 a month, according to ...