Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. For high earners, saving for retirement isn't just about discipline — it's about standing out from the pack. Many in the upper class work long hours, juggle demanding careers, and quietly pile money into their 401(k) year after year. But here's the real question: how much have the wealthiest 20% actually managed to save in those accounts? If you're in that group — or aiming for it — you may be surprised a ...

The vast majority of retirees work and save their entire adult lives in order to be able to slow down and enjoy their golden years. Unfortunately, many people fall behind and struggle to have enough money saved up by the time they want to retire. Read Next: Retirees Share the One Thing They Regret Not Saving For Learn More: How Far $750K Plus Social Security Goes in Retirement in Every US Region According to an AARP survey last year, 20% of Americans over the age of 50 have no retirement savings, and over ...

Most banks and brokerage firms offer these accounts. But if you’re looking to combine the tax benefits of an IRA with a traditionally recession-resistant asset, opening a gold IRA might be worth considering.“It’s very probable that you will average a 12% annual rate of return over 40 years,” Orman said. “At the end of those years, you have a million dollars.”In an interview with Wall Street Journal this year, Orman explained that a 25-year-old could start putting $100 a month into an S&P 500 index fund thro ...

Influencer Taylor Hayes, who runs a blog and several social media channels as imperfecttaylor, recently shared on TikTok that she’s leveraging brand deals and her growing number of followers to retire early [1]. Although she has 141,000 followers on Instagram and 49,400 on TikTok, she’s not a full-time influencer. Rather, she has a full-time corporate job and operates her blog and social media properties as a side hustle. Must Read Her path toward building a profitable side hustle began a couple of year ...

The average American believes they’ll need $1.26 million to retire comfortably, according to the 2025 Planning & Progress Study from Northwestern Mutual. But according to Grok, the artificial intelligence (AI) chatbot developed by Elon Musk-owned xAI, the actual amount needed depends on expenses, life expectancy and other sources of income. Read More: I Asked ChatGPT One Commonly Told Myth About Retiring — Here’s What It Said Find Out: 6 Popular SUVs That Aren't Worth the Cost -- and 6 Affordable Alternati ...

Additionally, they have an estimated $1,800 to $2,300 in Social Security benefits, which is likely dependent on when they start withdrawing benefits.It appears the couple is behind on savings. However, there are some details worth considering. First, they are expecting a pension payment of $1,100 per month. Over just 10 years, that's the equivalent of having another $132,000 in retirement — and if they live longer, that payment just keeps coming, so it could be worth a whole lot more.The couple is also nowh ...

退休储蓄现状 - 美国三分之二家庭拥有至少一个退休储蓄账户如401(k)或Roth IRA [1] - 2022年美国家庭退休储蓄中位数为87,000美元 平均数因少数巨额IRA账户被拉高至333,945美元 [2] - 仅34%储蓄者认为退休储蓄进度达标 66%感到不足 [3][5] 投资策略建议 - 通过投资高增长股票提升退休储蓄回报率 需承受更高波动性并长期持有 [6] - 推荐三支可增强退休账户长期增长的股票：Alphabet、Palo Alto Networks、Carvana [7] Alphabet投资价值 - 谷歌母公司Alphabet季度收入自2013年以来保持同比增长 云计算业务推动利润创新高 [9] - 占据全球90%搜索引擎份额和74%移动设备操作系统市场份额 [11][12] - 司法部要求剥离Chrome浏览器可能已反映在股价中 公司具备适应能力 [13] Palo Alto Networks行业地位 - 2025年Q1网络攻击同比激增47% DDoS攻击增长358% 勒索软件攻击增长213% [14][15] - 全球网络安全支出预计从2024年3000亿美元增至2034年8800亿美元 [16] - 公司年收入80亿美元 市值1300亿美元 收入保持15%左右增速 [17] Carvana市场机遇 - 美国二手车市场年增速不足3% 但年交易量达4000万辆 是新车的3倍 [19][21] - 全美14.9万家二手车经销商高度分散 Carvana仅占1%市场份额 [20][21][23] - 通过规模化运营效率颠覆传统二手车销售模式 [22][23]