Losing a spouse is an incredibly difficult experience as it is. Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine Stan, a 70-year-old widower who inherited his 71-year-old wife’s Roth IRA and her 401(k) when she passed. Must Read He spent decades building his own nest egg and wants to use his own investments to cover his day-to-day expenses while letting his wife’s accounts grow as a future gift to their two children. But there ...