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Oportun Financial (OPRT) - 2025 Q3 - Earnings Call Presentation
2025-11-05 06:00
Oportun 3Q 2025 Earnings Presentation November 4, 2025 Forward-looking statements This presencation and the easomariy poral presentation contain forward Housing statements of histian nents other ther statements of isitericas fract contained in the succ statements as to future performance, results of cceation and financial position achiever of our stransept of our stransept sinci ites and qadest on regercines con experion conditions and julye continins cour de change cif rate cologic innsan le exceptations o ...
OneMain (OMF) - 2025 Q3 - Earnings Call Transcript
2025-10-31 22:00
OneMain (NYSE:OMF) Q3 2025 Earnings Call October 31, 2025 09:00 AM ET Speaker2To the OneMain Financial Q3 2025 earnings conference call and webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. Today's call is being recorded. At this time, all participants have been placed in a listen-only mode, and the floor will be open for your questions following the presentation. If you would like to ask a question at that time, please press Star 1 on your telephone keypad. If at an ...
OneMain (OMF) - 2025 Q3 - Earnings Call Presentation
2025-10-31 21:00
3Q25 Financial Results NYSE: OMF | October 31, 2025 Important Information The following slides are part of a presentation by OneMain Holdings, Inc. (the "Company") in connection with reporting quarterly financial results and are intended to be viewed as part of that presentation. No representation is made that the information in these slides is complete. For additional financial, statistical, and business-related information, as well as information regarding business and segment trends, see the earnings rel ...
Affirm gets boost from New York Life with $750 million loan deal
CNBC· 2025-10-31 20:30
Affirm is expanding its partnership with New York Life Insurance, a move that highlights how traditional financial giants are deepening their exposure to fintech-driven consumer lending.Under the new agreement, New York Life will purchase up to $750 million worth of Affirm's installment loans through 2026, giving the payments company fresh off-balance-sheet funding to support roughly $1.75 billion in annual loan volume.The deal extends a relationship that began in 2023, when New York Life first started inve ...
ONEMAIN HOLDINGS, INC. REPORTS THIRD QUARTER 2025 RESULTS
Prnewswire· 2025-10-31 18:30
Accessibility StatementSkip Navigation NEW YORK, Oct. 31, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $263 million and net income of $199 million for the third quarter of 2025, compared to $207 million and $157 million, respectively, in the prior year quarter. Earnings per diluted share were $1.67 in the third quarter of 2025, compared to $1.31 in the prior year quarter. On October 31, 2025 ...
Upbound Group (UPBD) Q3 2025 Earnings Transcript
Yahoo Finance· 2025-10-30 22:18
I am pleased to welcome our new Chief Financial Officer, Hal Koury, we announced today, and our new Chief Growth Officer, Rebecca Wooters, we announced a few weeks ago. Hal was most recently the CFO at Goeasy, a leading non-prime focused lender in Canada with relevant experience in point-of-sale financing as well as a lease-to-own retail platform. Prior to joining Goeasy, Hal was the CFO for Walmart Canada Bank and JPMorgan Chase Canada Bank. And Rebecca, our new Chief Growth Officer, was previously the Chi ...
OneMain Holdings: An AI-Resilient 7% Yield Structured To Manage Credit Stress (NYSE:OMF)
Seeking Alpha· 2025-10-30 14:10
OneMain Holdings is one of those companies Benjamin Graham would consider buyable. They have a 100-year history, transparent management and reporting, trade at a tolerable forward PE of 9, and pay a 7% dividend. Stable management, safe dividends, transparent reporting, decent valuation, andPhD in Law and Economics, with a dissertation focusing on corporate wrongdoing. Longstanding interest in the stock-market, focusing primarily on US small to mid caps, both long and short.I will write about what peaks my i ...
OneMain Holdings: An AI-Resilient 7% Yield Structured To Manage Credit Stress
Seeking Alpha· 2025-10-30 14:10
OneMain Holdings is one of those companies Benjamin Graham would consider buyable. They have a 100-year history, transparent management and reporting, trade at a tolerable forward PE of 9, and pay a 7% dividend. Stable management, safe dividends, transparent reporting, decent valuation, andPhD in Law and Economics, with a dissertation focusing on corporate wrongdoing. Longstanding interest in the stock-market, focusing primarily on US small to mid caps, both long and short.I will write about what peaks my i ...
World Acceptance: Aggressive Growth Strategy Meets Elevating Credit Risk Profile
Seeking Alpha· 2025-10-30 05:55
I am assigning a ‘Hold’ rating to World Acceptance Corporation ( WRLD ) stock. I see it as a compelling but high-risk turnaround case at an important inflection point. The forward bull argument is in two catalysts. One isAnalyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (othe ...
陆金所控股前三季度贷款余额1896亿 借款人数增长15%
南方都市报· 2025-10-29 19:31
公司运营亮点 - 截至2025年9月30日,公司贷款总余额为人民币1896亿元,较2024年同期的2131亿元减少11.0% [2][5] - 消费金融贷款余额为589亿元人民币,同比增长26.7% [5] - 2025年第三季度新增贷款总额为人民币569亿元,较2024年同期的505亿元增长12.8% [7] - 2025年第三季度新增消费金融贷款为人民币317亿元,较2024年同期的264亿元增长20.1% [7] - 累计借款人数量达到约2850万人,同比增长15.3% [7] 资产质量 - 截至2025年9月30日,公司(不包括消费金融子公司)逾期30天以上贷款比例为5.1%,较2025年6月30日的4.6%有所上升 [7] - 无担保贷款逾期30天以上的违约率为5.1%,高于2025年6月30日的4.4% [7] - 抵押贷款逾期30天以上的违约率为5.1%,略低于2025年6月30日的5.3% [7] 管理层变动 - 公司任命程建波为新任首席风险官,自2025年10月24日起生效 [8] - 程建波拥有丰富的金融机构风控经验,曾任职于深圳发展银行、华夏银行、FICO及京东数字科技等机构 [8]