Horace Mann (HMN) could be a solid choice for investors given its recent upgrade to a Zacks Rank #1 (Strong Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.The power of a changing ea ...

股价表现与市场比较 - 公司股价年初至今上涨12.5%，表现优于行业、金融板块和Zacks标普500综合指数 [1] - 股价接近52周高点并远高于50日简单移动平均线(SMA)，显示看涨趋势 [1] - 50日SMA是识别支撑位和阻力位的关键指标，被视为趋势变化的首要标志 [1] 公司基本情况 - 公司是美国汽车、房屋和商业财产意外险的主要承保商之一，市值610亿美元 [2] - 过去三个月平均交易量为140万股 [2] - 22位分析师给出的平均目标价为281.45美元/股，较最新收盘价有3.9%上涨空间 [5] 盈利预测与增长 - 2025年和2026年Zacks一致盈利预期在过去30天分别上调6.1%和3.4% [6] - 2025年预期盈利18.39美元(同比下降14.8%)，2026年预期盈利24.07美元(同比增长30.9%) [6] - 长期盈利增长率预期为17.2%，略低于行业平均18.9% [6] 业务发展驱动因素 - 业务增长动力来自高续保率、有利定价、新业务增长和续保保费上升趋势 [7] - 产品组合覆盖9条业务线，提供广泛保障选择 [7] - 战略增长计划持续执行，预计将支持汽车、房屋和商业保险业务扩张 [8] - 计划2025年在债券与专业险领域推出新产品以增强竞争优势 [8] 投资与财务状况 - 非固定收益投资组合回报提升推动过去四年投资收入增长 [9] - 预计2025年二季度固定收益净投资收入7.25亿美元(税后)，三季度升至7.55亿美元，四季度达7.9亿美元 [9] - 1000亿美元投资组合预计将持续产生可预测的可靠净投资收入 [9] - 过去两年净边际改善170个基点 [10] - 债务资本比维持在15-25%区间，账面价值连续10年增长 [10] - 2025年一季度末剩余股票回购授权44.9亿美元 [10] 资本回报指标 - 过去12个月ROE达16.1%，远高于行业平均7.8% [11] - 目标维持核心ROE在15%左右 [11] - 过去12个月ROIC为9.1%，高于行业平均5.9% [12] - ROIC随资本投资增加而稳步上升，显示资本配置效率 [12] 估值与同业比较 - 股价较行业溢价，市净率2.18倍高于行业平均1.51倍 [13] - 价值得分为A [13] - 其他保险公司如Allstate、Chubb和Progressive股价也高于行业平均 [14] 投资吸引力 - 在汽车、房屋和商业财产意外险领域的强势地位为增长奠定基础 [15] - 通过并购扩张的历史表现优异 [15] - 续保率改善、高留存率和新增业务增长支撑盈利 [15] - 连续21年提高股息，股息率1.8%高于行业平均0.3% [16] - VGM得分为B [16]

Horace Mann (HMN) came out with quarterly earnings of $1.07 per share, beating the Zacks Consensus Estimate of $0.88 per share. This compares to earnings of $0.60 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 21.59%. A quarter ago, it was expected that this provider of auto and homeowners' insurance for teachers and other educators would post earnings of $0.99 per share when it actually produced earnings of $1.62, deliverin ...

MGIC Investment (MTG) came out with quarterly earnings of $0.75 per share, beating the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.65 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 13.64%. A quarter ago, it was expected that this mortgage insurance company would post earnings of $0.65 per share when it actually produced earnings of $0.72, delivering a surprise of 10.77%.Over the last four quar ...

Wall Street expects a year-over-year increase in earnings on higher revenues when Horace Mann (HMN) reports results for the quarter ended March 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on May 6. On the ...

核心财务表现 - 公司季度每股收益为079美元 符合市场预期 较去年同期052美元增长519% [1] - 上季度实际每股收益131美元 超出预期107美元 惊喜幅度达2243% [1] - 过去四个季度中有三次超过市场每股收益预期 [1] - 季度营收101亿美元 超出市场预期515% 但较去年同期116亿美元下降129% [2] - 过去四个季度营收均超过市场预期 [2] 股价与市场表现 - 年初至今股价累计上涨64% 同期标普500指数下跌61% [3] - 当前Zacks评级为3级(持有) 预计短期表现与市场持平 [6] 未来业绩展望 - 下季度市场预期每股收益091美元 营收942亿美元 [7] - 当前财年市场预期每股收益382美元 营收388亿美元 [7] - 行业排名位列前20% 历史数据显示前50%行业表现优于后50%行业超2倍 [8] 同业公司动态 - 同业公司Horace Mann预计季度每股收益088美元 同比增长467% [9] - 该同业营收预期420亿美元 同比上升89% [10] - 其每股收益预期在过去30天内上调18% [9]

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors of ...