tete_escape / Shutterstock.com Key Points The Schwab US Dividend Equity ETF (SCHD) holds 103 blue-chip stocks and offers a 3.81% distribution yield with a 0.06% expense ratio. The VistaShares Target 15 Berkshire Select Income ETF (OMAH) mirrors Berkshire Hathaway’s top 20 holdings and delivers a 15% distribution yield through covered call options. OMAH pays monthly distributions versus SCHD’s quarterly schedule but charges a 0.95% expense ratio. If you’re thinking about retiring or know someone wh ...