Julie Marie Pelkowski: Thank you, Tim, and good morning, everyone. This quarter marks a meaningful step forward in Erie's return to profitability. As Tim touched on, our consistent focus on underwriting discipline and pricing is beginning to deliver the results we've been working toward. After a first half impacted by elevated catastrophe activity, the more typical lower weather events of the third quarter provided a clearer view of our core performance from a profitability perspective. Starting with the re ...

Erie Indemnity Company (NasdaqGS:ERIE) Q3 2025 Earnings Call October 31, 2025 10:00 AM ET Speaker2Morning and welcome to the Erie Indemnity Company third quarter 2025 earnings conference call. This call was pre-recorded, and there will be no questions and answer sessions following the recording. Now, I would like to introduce your host for the call, Vice President of Investor Relations, Scott Beilharz. Please proceed.Thank you and welcome, everyone. We appreciate you joining us for this recorded discussion ...