MetLife rating: 4.6 out of 5 stars Best for: Insuring multiple pets Our evaluation found that MetLife pet insurance has an enviable combination of solid coverage and below-average costs. If you have more than one dog or cat, consider the advantages of MetLife’s Family Plan for pet insurance. MetLife’s Family Plan also provides one annual shared limit among the pets, so if one pet needs more care, you can allot more of the annual coverage limit to that pet. Metlife pet insurance is unusual in that yo ...