PayPal is the latest tech company to partner with OpenAI, and the stock is surging. Paypal shares jumped 11% on Wednesday on news of a partnership with the ChatGPT maker. The agreement will enable ChatGPT users to make in-app purchases using their PayPal wallets. The move: PayPal stock jumped 10% on Tuesday. The digital payments company has struggled in 2025, with the stock down 10% year-to-date. Why: PayPal announced a partnership with OpenAI on Tuesday to incorporate its payments wallet into ChatG ...

Key Points PayPal released better-than-expected quarterly earnings today. The company also announced users of ChatGPT will be able to use PayPal to pay for products using AI. 10 stocks we like better than PayPal › Shares of PayPal (NASDAQ: PYPL) jumped on Tuesday, finishing the day up 3.9%. The move came as the S&P 500 and the Nasdaq Composite gained 0.2% and 0.8%, respectively. PayPal stock spiked as much as 12.8% today after the company released its third-quarter earnings, topping Wall Street's ...

公司战略转型 - 公司正依赖先买后付、Venmo和借记卡等新增长引擎，从支付提供商转变为全面的商业平台[1] - 公司将品牌体验视为衡量从在线支付公司转型为商业公司的最重要指标[8] - 公司战略重点包括扩展重新设计的结账体验、改善在商户中的优先级以及推动生物识别技术应用[11] 第三季度财务与运营表现 - 总支付量在外汇中性基础上同比增长7%至4580亿美元，高于第二季度的5%增长率[4] - 活跃账户同比增长1%至4.38亿，但增速较第二季度的2%有所放缓[4] - 整体收入增长加速至7%，高于第二季度的5%[5] - 每账户交易量增长5%[7] - 公司预计今年剩余时间交易边际美元将增长6%至7%，而一年前该指标为负[5] 新业务增长动力 - 先买后付业务量持续实现20%的季度增长[6]，预计2025年相关TPV将达到400亿美元[10] - Venmo的TPV在第三季度增长14%，连续从第二季度的12%和2024年的9%加速[11] - 9月份单月“使用Venmo支付”的TPV达到10亿美元里程碑[11] - Venmo借记卡在第三季度吸引了100万首次用户，月活跃用户增长40%[11] - 借记卡活跃客户的交易频率约为仅结账账户的六倍[9] 合作伙伴关系与技术创新 - 公司将钱包集成到OpenAI的ChatGPT中，为购物者添加品牌结账功能并为商户提供支付处理[12] - 公司推出自主的代理商务服务，帮助商户通过OpenAI、Google和Perplexity等多个AI平台进行销售[12] - 与大型语言模型合作可使商户通过一次集成即可接触多个平台的消费者[13] 消费者支出趋势与前景 - 消费者支出面临压力，表现为结账交易数量增长稳定，但购物篮尺寸或平均订单价值下降[14] - 这种交易规模下降的趋势在9月出现并持续到10月，尤其在零售领域消费者变得更加挑剔[14] - 鉴于近期支出趋势和不确定的宏观背景，公司对第四季度持谨慎规划态度[14]

Shares of PayPal Holdings Inc. (NASDAQ:PYPL) surged 14.38% in pre-market trading on Tuesday, after the U.S. payments firm announced a deal with OpenAI to integrate its digital wallet into ChatGPT.PayPal Wallets Enabled on ChatGPTThe agreement, finalized over the weekend, will allow PayPal users to buy items through the AI platform, and merchants can list their inventory and sell on it, starting next year, the company said in a statement.“Hundreds of millions of people turn to ChatGPT each week for help with ...