Dear investors, panelists, and friends from the media, good afternoon. Welcome to Ping'an Bank's 2025 Annual Results Announcement. I'm Zhou Qiang, Board Secretary of the Bank. First of all, I would like to express my sincere gratitude to all of you for making a special trip to attend today's presentation. For those who are unable to join us in person, we have arranged a TED conference and live streaming, including Ping'an Pocket Bank and Quanjin Network with simultaneous interpretation. available for overse ...