KEY TAKEAWAYS About 14.3 million federal student loan borrowers are aged 25 to 34, with the average balance for this age group at $33,566. Payment pauses and lawsuits against the Saving on a Valuable Education repayment plan have made repayment schedules unusually chaotic. As of September 2025, there were about 14.3 million borrowers aged 25 to 34, owing a total of $480 billion in federal student loans, according to data from the Department of Education. The average borrower in this age group has a ...