The vast majority of retirees work and save their entire adult lives in order to be able to slow down and enjoy their golden years. Unfortunately, many people fall behind and struggle to have enough money saved up by the time they want to retire. Read Next: Retirees Share the One Thing They Regret Not Saving For Learn More: How Far $750K Plus Social Security Goes in Retirement in Every US Region According to an AARP survey last year, 20% of Americans over the age of 50 have no retirement savings, and over ...