For example, you might find a credit card that offers 5% cash back on groceries one quarter of the year, department stores another quarter and so forth. Or, you might find a credit card that offers 4% cash back on gas all year long, or 3% back on groceries.Next, you can look at credit cards that offer bonus cash back for specific spending categories. Some do this on a rotating basis and some do this on an ongoing basis.First, you could look for a credit card that offers more than 1% cash back across the boa ...

With over 10,000 stores in 19 countries, Walmart is one the world's largest retailers — and odds are, there's a location near you. As a one-stop shop for groceries, home goods, furniture, clothing, personal care items, and more, you may be spending a good chunk of your monthly budget in-store or online. However, you can limit the impact of your spending by using a rewards credit card for your Walmart transactions. Since these are purchases you plan on making anyway, it makes sense to earn cash back, point ...

If you use a rewards credit card, you're more like a millionaire than you may think. Although most adults have credit cards, millionaires are even more likely to use them. According to the Federal Reserve, almost all adults with incomes over $100,000 have a credit card in their name. But if millionaires are so wealthy, why do they rely on credit? Credit cards provide plenty of benefits, even for the super-wealthy. However, you don’t need a seven-figure net worth to take advantage of those benefits. Dig de ...