There's more to a bargain stock than just a low price.$8,000. That's what the typical American has in the bank, according to the Federal Reserve. Most people need to use the money in their bank accounts to cover everyday expenses. However, some people, particularly those with more than $8,000 in the bank, may be able to invest a portion of their savings as a way to grow their money. Let's examine two stocks that investors on a budget may want to consider. AT&TFirst, there's AT&T (T -1.12%).The telecommunica ...