Rising to meet the challenge. FINANCIAL INSTITUTIONS, INC. (Nasdaq: FISI) Second Quarter 2021 Earnings Presentation July 29, 2021 Safe Harbor Statement Statements contained in this presentation which are not historical facts and which pertain to future operating results of Financial Institutions, Inc. (the "Company") and its subsidiaries constitute "forward- looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Similarly, statements that describe the objectives, pla ...