And we're viewing the loan opportunities the same way our bankers call for years and oftentimes, it's during a period of market disruption like this where they're maybe not able to get all their needs met at another institution, and that's our opportunity to convert them. Adam Butler Anthony Chalfant So felt pretty good about those numbers. I mean clearly, the downtown core markets are experiencing some significant distress already, particularly Seattle and Portland. And again, I think we're very happy, as ...