Heritage Financial CORPORATION INVESTOR PRESENTATION Q2 2022 FORWARD LOOKING STATEMENTS Factors that could cause the Company's actual results to differ materially from those described in the forward-looking statements, include, but are not limited to, the following: • the U.S. and global economies, and consumer and corporate customers, including economic activity, market liquidity, employment levels and labor shortages, including the effects of inflation, a potential recession or slowed economic growth caus ...