Heritage Financial Corporation (NASDAQ:HFWA) Q4 2021 Earnings Conference Call January 27, 2022 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer Don Hinson - Chief Financial Officer Bryan McDonald - President and Chief Operating Officer Tony Chalfant - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson David Feaster - Raymond James Kelly Motta - KBW Andrew Terrell - Stephens Inc. Matthew Clark - Piper Sandler Tim Coffey - Janney Montgomery Scott Jeff Deuel Hello, ...