Live Oak Bancshares, Inc. (NYSE:LOB) Q3 2021 Earnings Conference Call October 28, 2021 9:00 AM ET Company Participants Gregory Seward - EVP & General Counsel James Mahan - Chairman & CEO Steven Smits - Chief Credit Officer William Losch - CFO Neil Underwood - President & Director Renato Derraik - Chief Digital Officer Huntley Garriott - President, Live Oak Banking Company Conference Call Participants Steven Alexopoulos - JPMorgan Chase & Co. Jennifer Demba - Truist Securities Michael Perito - KBW Christophe ...