Live Oak Bancshares, Inc. (NYSE:LOB) Q1 2021 Earnings Conference Call April 22, 2021 9:00 AM ET Company Participants Greg Seward - EVP and General Counsel Chip Mahan - Chairman and CEO Neil Underwood - President and Director Huntley Garriott - President, Live Oak Banking Company Brett Caines - CFO Micah Davis - CMO Steve Smits - Chief Credit Officer Conference Call Participants Jennifer Demba - Truist Securities Michael Perito - KBW Steven Alexopoulos - JPMorgan Chris Donat - Piper Sandler Operator Good day ...