Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Q4 2020 Earnings Conference Call January 26, 2021 12:00 PM ET Company Participants Steve Gardner - Chairman, President and CEO Ronald Nicolas - CFO Conference Call Participants Gary Tenner - D.A. Davidson Matthew Clark - Piper Sandler Jackie Bohlen - KBW Andrew Terrell - Stephens David Feaster - Raymond James Tim Coffey - Janney Operator Good day and welcome to the Pacific Premier Bancorp Fourth Quarter 2020 Conference Call. All participants will be in listen-only ...