TrustCo Bank Corp NY (NASDAQ:TRST) Q4 2022 Earnings Conference Call January 24, 2023 9:00 AM ET Company Participants Robert McCormick - President, Chief Executive Officer Michael Ozimek - Executive Vice President, Chief Financial Officer Scot Salvador - Executive Vice President, Chief Lending Officer Conference Call Participants Alex Twerdahl - Piper Sandler Ian Lapey - Gabelli Funds Operator Good day and welcome to the TrustCo Bank Corp earnings call and webcast. All participants will be in a listen-only m ...