TrustCo Bank Corp NY (NASDAQ:TRST) Q4 2021 Earnings Conference Call January 25, 2022 9:00 AM ET Company Participants Robert McCormick - Chairman, President, and Chief Executive Officer Eric Schreck - Executive Vice President and Florida Regional President Michael Ozimek - Executive Vice President and Chief Financial Officer Scot Salvador - Executive Vice President and Chief Lending Officer Conference Call Participants Alex Twerdahl - Piper Sandler Operator Good day, and welcome to the TrustCo Bank Corp Earn ...