TrustCo Bank Corp NY (NASDAQ:TRST) Q4 2020 Earnings Conference Call January 22, 2021 9:00 AM ET Company Participants Robert McCormick - President, Chief Executive Officer Michael Ozimek - Executive Vice President, Chief Financial Officer Scot Salvador - Executive Vice President, Chief Lending Officer Conference Call Participants Alex Twerdahl - Piper Sandler Operator Good morning everyone and welcome to the TrustCo Bank Corp earnings call and webcast. All participants will be in a listen-only mode. Should y ...