NCR Corporation (NCR) Q4 2020 Earnings Conference Call February 9, 2021 4:30 PM ET Company Participants Michael Nelson - Vice President, Investor Relations Mike Hayford - President and CEO Tim Oliver - CFO Owen Sullivan - Chief Operating Officer Conference Call Participants Tim Willi - Wells Fargo Katy Huberty - Morgan Stanley Joel Hoeffler - Stephens Dan Kurnos - The Benchmark Company Matt Summerville - D.A. Davidson Paul Chung - JP Morgan Ian Zaffino - Oppenheimer Kartik Mehta - Northcoast Research Operat ...