Lakeland Financial Corporation A Proven History of Shareholder Value Creation And Commitment to Our Communities 1 st Quarter 2025 President kristin.pruitt@lakecitybank.com (574) 371-9220 Lisa M. O'Neill Executive Vice President & Chief Financial Officer lisa.oneill@lakecitybank.com (574) 267-9125 LKFN L I S T E D David M. Findlay Chairman & Chief Executive Officer david.findlay@lakecitybank.com (574) 267-9197 Kristin L. Pruitt 2 Forward-Looking Information This presentation contains, and future oral and wri ...