Q1 Earnings Presentation April 24, 2025 Q1 2025 financial highlights Key Metrics Highlights $(217.7) million Net loss$67.5 million Operating net income* | $(1.08) |$0.34 | | --- | --- | | Diluted EPS | Diluted operating EPS* | | 3.38% | 1.48% | | NIM* | Total deposit cost | | 0.51% | 0.26% | | NPLs / total loans | NCOs / avg. loans | | $0.13 per share | | Dividend declared$16.94 $12.01 BV/Share TBV/Share* *Non-GAAP Financial Measure. Please refer to Appendices A-D for applicable reconciliation. 1CET1 rat ...