3Q 2025 INVESTOR PRESENTATION November 6, 2025 We make the American Dream of home possible. Partnering with homeowners throughout the lifecycle of the homeownership journey. 2 LOANDEPOT'S FLYWHEEL • Top of funnel • Brand – loanDepot Park (1) At or for the quarter ended September 30, 2025 3 O R I G Serving the Buyer First Time Homebuyer Veteran / Active Duty Move Up / Downsize Relocation Supporting the Purchase Servicing the Mortgage Optimizing the Journey Title Services Escrow/ Closing Homeowners Insurance ...