Second Quarter 2026 Investor Presentation July 21, 2026 Important Notices This presentation is issued by Annaly Capital Management, Inc. ("Annaly" or the "Company"), an internally-managed, publicly traded company that has elected to be taxed as a real estate investment trust for federal income tax purposes, and is being furnished in connection with Annaly's Second Quarter 2026 earnings release. This presentation is provided for investors in Annaly for informational purposes only and is not an offer to sell, ...