Such vehicles are available to baby boomers looking to maintain some amount of exposure to equity markets right now. Indeed, I think these vehicles serve as an excellent option for that portion of one's portfolio, which I'd argue for Baby Boomers should probably be a smaller allocation than Millennials or Gen X investors due to investing time horizon and risk concerns.I think the most relatable saying many investors can understand and be on board with is "time in the market beats timing the market." Of cour ...