First Commonwealth Financial (FCF 1.68%), a regional bank serving Pennsylvania and Ohio, reported its second-quarter fiscal 2025 results on July 29, 2025. The company delivered non-GAAP earnings per share of $0.38, outpacing analyst estimates of $0.28 (non-GAAP), a 35.7% improvement. However, non-GAAP revenue was $58.68 million, well below the Street non-GAAP estimate of $125.88 million. Despite stronger net interest margin and solid loan book growth, the quarter was overshadowed by a significant jump in no ...