Editor's note: Seeking Alpha is proud to welcome Richard Doxtator as a new contributing analyst. You can become one too! Share your best investment idea by submitting your article for review to our editors. Get published, earn money, and unlock exclusive SA Premium access.A former broker, MBA, and CFA Charterholder, I bring over a decade of hands-on experience in financial research, investment advisory, and banking analytics. My career began as a banking analyst, evaluating institutional strengths and weakn ...