Farmers rating: 4 out of 5 stars Best for: Types of insurance Farmers car insurance offers many coverage types, including accident forgiveness, new car replacement, and a vanishing deductible. It’s also one of the few insurers that covers custom parts and aftermarket upgrades — think rims, infotainment systems, or light bars — as long as you’ve got collision and comprehensive coverage. Rates are right around the national average, and with 18 discounts, you may be able to bring your premium down even mor ...

Liberty Mutual rating: 3 out of 5 stars Liberty Mutual has extensive availability, offering auto insurance in all 50 states plus Washington, D.C. It stands out for a wide range of auto coverage options, and its specialized policies, such as Mexico Car Insurance to cover travelers when driving into the country and teacher auto insurance, which can help eligible teachers save and customize their coverage. Additionally, Liberty Mutual gives customers numerous savings opportunities, such as its RightTrack pr ...

GEICO rating: 3.1 out of 5 stars Best for: Discounts GEICO offers a good range of coverage types, but lacks options like new car replacement and a diminishing deductible program. The company does receive a fair amount of negative commentary on review sites and scores below average on some J.D. Power satisfaction surveys, but it maintains a lower-than-average complaint rating with the National Association of Insurance Commissioners (NAIC). GEICO has a top-rated mobile app and maintains high credit ratings, ...