“If I work an extra year I’ll get about $4,600 a month from my retirement.” (Photo subject is a model.) - Getty Images/iStockphoto Dear Quentin, I am 64 and hope to retire next year. I have $140,000 in savings and about $260,000 in my retirement fund. I take in about $2,200 in monthly rent from four properties and will get about $700 in Social Security. All of my homes and vehicles are paid for and I have no debt. If I retire next October, I will get about $3,600 a month in my retirement. If I work an e ...