From a financial perspective, Melville said the company strengthened capital ratios over the past 12 months, with tangible common equity up 90 basis points and consolidated CET1 up 50 basis points year over year. He also said tangible book value grew 17.3%, the company began repurchasing shares for the first time in nearly six years, and it increased its common stock dividend for the seventh consecutive year.Other 2025 developments mentioned included closing three banking centers and opening one, expanding ...