As the year comes to a close, changes are filtering through the U.S. housing market. Mortgage rates are a half-point lower than they were this time last year. Home values are decreasing in some areas, and houses are staying on the market for longer. Considering all of the factors that exist right now in the 2025 housing market — is it a good time to buy a house? Understanding the 2025 housing market Good news for anyone who wants to buy a house before the end of 2025: There are positive signs of improv ...