American homeowners saw their equity dip by an average of $9,200 over the past year as rising interest rates cooled the housing market, but experts say the decline is more of a reset than a collapse.Homeowner Equity Falls $141 Billion Amid Rising RatesHome equity, the difference between what a homeowner owes and what their property is worth, fell 0.8% year-over-year to $17.5 trillion in the second quarter, according to housing data firm Cotality, as reported by The Fortune. The number of homes with negative ...