mimagephotography and Nastassia Samal from Getty Images Key Points Vanguard Total Stock Market ETF (VTI) tracks the entire U.S. stock market including small and mid cap stocks with a 0.03% expense ratio. Vanguard S&P 500 ETF (VOO) limits exposure to the 500 largest U.S. companies, providing more mega-cap and tech concentration than VTI. Both funds charge identical 0.03% expense ratios and maintain low turnover strategies for long-term passive investors. Some investors get rich while others struggl ...

Amplius Wealth Advisors持仓调整 - 公司在第三季度出售了25,217股iShares MSCI ACWI ETF，交易价值约为330万美元[1][2] - 此次减持后，公司对ACWI的持仓降至81,208股，价值约1,120万美元[2] - ACWI持仓在公司报告资产管理规模中的占比降至约1%[3] iShares MSCI ACWI ETF概况 - 该ETF追踪MSCI All Country World Index，为投资者提供全球多元化的股票投资组合[5][8] - 截至周五市场收盘，ETF价格为140.86美元，过去一年上涨18%，表现优于标普500指数近17%的涨幅[3] - ETF的总资产管理规模为234亿美元，过去一年总回报率为17.6%，股息收益率为1.5%[4] 投资组合策略分析 - 公司的减持行为更像是投资组合再平衡，而非从全球股票市场撤退，因其核心持仓Amplius Aggressive Asset Allocation ETF仍保持大量风险敞口[6][9] - 公司在减持ACWI等增长型ETF的同时，增持了短期债券基金USTB[7][9] - 这一调整体现了动态资产配置的价值，即在通过核心ETF保持广泛多元化的同时，利用卫星头寸根据市场变化微调风险敞口[10]

As two of the most prominent asset managers, BlackRock (BLK)  and Goldman Sachs (GS)  helped highlight Tuesday’s Q3 earnings lineup after exceeding their quarterly expectations and hitting records in assets under management (AUM).Notably, both firms are benefiting from strong inflows across asset classes and strategic positioning in high-growth areas like passive investing and digital finance.   BlackRock shares were nicely up over +3% in today’s trading session, with BLK extending to year-to-date gains of ...

投资策略的数学逻辑 - 核心观点为利用低利率抵押贷款进行套利 数学计算显示保留超低利率债务并投资于更高收益资产是更优财务决策 [1][2][3] - 当前美国国债收益率约为4% 高收益储蓄账户和货币市场基金收益率超过4.3% 与2.6%的抵押贷款利率相比存在约1.4至1.7个百分点的正利差 [4] - 考虑到通胀率高于2.6% 抵押贷款的实际成本逐年下降 每月将1000美元投资于8%收益的项目而非提前还贷可更早还清余额并剩余大量资本 [5] 投资者行为与心理因素 - 论坛中部分成员尽管承认在财务上不划算 但仍选择还清利率在2.8%至3.5%之间的抵押贷款 并报告感到异常快乐和巨大的自由 [6] - 该决策被描述为无价的 表明个人财务决策不仅基于冷冰冰的数学逻辑 还受到心理因素和内心平静感的影响 [1][6]