[Music] Hello and welcome to Ask for a Trend. I'm Josh Lipton. For the next half hour, we are breaking down the trends of today that'll move stocks tomorrow.There's a lot to keep track of, so we're focusing on what you need to know to get ahead of the curve. Here's some of the trends we're going to be diving right into. It's a mixed day on Wall Street.After volatile day and barbs being traded by China and the US and escalating trade tensions, the end of the session, all major indices did end the day lower. ...

For investors, fear can be the portfolio killer. It can spur them to sell assets at the wrong time—or adopt a portfolio allocation that may be too conservative for their goals. Fiona Greig, global head of investor research and policy for Vanguard's Investment Strategy Group, spoke with Barron's about the relationship between investors' emotions and their financial behavior. She explained how to overcome fears of a market crash, the importance of first experiences, and why having $2,000 in emergency savings ...

投资原则框架 - 投资决策取决于个人的财务基础、人生阶段和长期目标，而非寻求单一热门投资建议 [2] - 使用名为“Alignment Sequence”的整体框架来明智地引导资金 [3] - 5万美元的投资需建立在坚实的财务基础之上才能发挥效力 [4] 财务稳定性评估 - 投资前需评估是否拥有3至6个月的应急储蓄 [6] - 需确认核心保险计划是否提供足够的保障 [6] - 需确保高息债务已得到有效控制 [6] 账户选择考量 - 若以退休为目标且符合资格，考虑到税收优惠，罗斯IRA或传统IRA可能是最佳选择 [5] - 如果处于在职状态，带有雇主匹配和税收递延的401(k)计划可能更为合适 [5] - 选择税收优惠账户还是经纪账户应取决于个人所处的人生阶段和财务目标 [5]

BREAKING: Inflation Data Cements Rate Cut Expectations Retirement readiness is a fuzzy concept — no matter the size of a nest egg. People face one nagging question: "How do I really know when I'm financially ready to retire?" It's tough to answer as there's no single solution. "I don't know if there's a magic bullet answer," said Judith Ward, a thought leadership director at T. Rowe Price (TROW). No doubt, figuring out if your money will outlive you is the math problem of the 401(k) age. Everyone's computat ...