NEW YORK, Oct. 27, 2025 (GLOBE NEWSWIRE) -- PensionBee (LON: PBEE) announced today a partnership with Madison Square Garden Entertainment (NYSE: MSGE). The award-winning fintech brand, known for simplifying retirement savings, will join Madison Square Garden as an official College Hoops Partner. As an official College Hoops Partner, PensionBee will receive prime in-venue digital signage placement throughout the arena during key regular-season college basketball games. The collaboration aims to bring financi ...

Still feeling broke at 60? You're not alone What do you do when your 60th birthday rolls around and you haven’t saved much, if anything, for retirement? Image Ryan, a single man from Little Rock, Ark., who found himself in this situation shortly after he lost his job during a company restructuring. He was looking at two years before he could claim Social Security benefits — and a reduced benefit at that — and he had no idea how he could make ends meet for another 20 years or more. According to an AARP su ...

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Ask someone what it takes to feel rich in retirement, and they'll usually throw out a big number — a million, maybe two, maybe ten. But in reality, if you've saved $1 million or more, you already have more than 97% of retirees in the U.S. That's not a feeling — it's a fact. Data from the Federal Reserve Survey of Consumer Finances shows only 3.2% retirees have more than $1 million saved. That puts you squa ...

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Today's economic environment is forcing many young professionals to choose between saving for a down payment on a house or investing for retirement. The challenge is amplified for a 30-year-old woman living in a high-cost-of-living area, where housing expenses consume a significant portion of her monthly budget. A Reddit post from the woman, who has take-home pay of about $7,400 per month and $100,000 sav ...

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. At 61, Robert is recovering from shoulder surgery and out on medical leave from his job as a utility line supervisor. His short-term disability income covers part of his paycheck, but not enough to manage the mortgage, utilities, groceries — and now, a $32,000 fall tuition bill that just landed in his inbox. His youngest daughter, a sophomore at an out-of-state public university, lives in a campus dorm. Th ...

退休储蓄差距 - 贝莱德与Human Interest的研究显示，无法获得雇主赞助退休计划的员工，其退休储蓄中位数仅为有计划者的八分之一 [2] - 年收入中位数为60,000美元的员工，有雇主退休计划者平均将工资的7.4%用于储蓄，而无此福利者仅储蓄0.9% [3] - 此八倍的储蓄率差距导致长期退休基金积累出现巨大差异，至65岁时，有计划者平均积累710,900美元，而无计划者仅积累86,500美元，差额达624,400美元 [4] 雇主退休计划的影响 - 雇主赞助的退休计划通常包含自动化储蓄工具，使员工更容易进行持续储蓄 [3] - 该分析未计入雇主匹配供款的影响，此项福利能显著增加退休储蓄账户的金额 [5] - 获得 workplace retirement accounts 使员工能够维持离职后的生活水平 [8] 储蓄不足的后果 - 年储蓄率低于1%使得大多数工人难以积累足够的退休储蓄 [7] - 根据普遍指导方针，美国人退休后需要约75%的退休前收入，但无雇主计划者仅积累86,500美元，将面临显著财务短缺 [7] - 如此巨大的赤字可能导致收入不足、生活质量下降以及在退休时过度依赖政府计划等不良后果 [8]

Ask a baby boomer or Gen X-er what type of debt they're grappling with, and most will tell you it’s credit cards. One way out: Tap a retirement account to pay it down. The move comes with a lot of caveats, but it can solve a gut-wrenching financial worry and clean the slate, especially if you're nearing retirement or already retired. Credit card balances have soared higher in 2025, according to the New York Fed. The average revolving credit card balance for Generation X is $9,600, and for baby boomers, i ...

Key Points The 4% rule is designed to help ensure that people don't deplete their retirement savings too soon. The rule makes certain assumptions about spending that may not apply to you. It's perfectly okay to stray from the 4% rule as long as you have a plan. The $23,760 Social Security bonus most retirees completely overlook › There's a reason so many people push themselves to save for retirement. You may end up needing a lot more than Social Security once your career comes to a close and you ...

高免赔额健康计划与健康储蓄账户概述 - 高免赔额健康计划虽免赔额较高，但提供传统健康计划没有的健康储蓄账户 [1] 健康储蓄账户作为退休储蓄工具 - 健康储蓄账户不仅用于支付医疗费用，更是一种被低估的退休储蓄方法 [2] - 健康储蓄账户与401(k)和IRA等传统退休储蓄计划一样，是为未来规划而设 [2] - 健康储蓄账户资金可逐年滚存，这一特性使其适用于退休规划 [5] - 健康储蓄账户可作为退休账户使用，通过支付自付医疗费用并将余额进行投资来积累退休资金 [10] 健康储蓄账户的供款规则 - 2025年个人健康储蓄账户最高供款额为4,150美元，家庭健康储蓄账户最高供款额为8,300美元 [6] - 在纳税年度内年龄达55岁或以上，可额外追加年度供款1,000美元 [6] 健康储蓄账户的核心特征 - 账户持有人可自主决定用于当前支出和退休储蓄的金额比例 [7] - 账户内资金可进行投资，以利用复利效应增长 [7] - 用于合格医疗费用的提取免税 [7] - 账户供款可抵税，资金增长免税，合格医疗费用提取免税 [8] - 合格医疗费用范围广泛，包括免赔额和共付额等 [8] - 账户具有便携性，即使更换健康计划或工作也可保留 [8] - 与灵活支出账户不同，健康储蓄账户资金不会过期，可逐年滚存 [8] 健康储蓄账户的税务优势 - 个人健康保险持有人若供款4,150美元至健康储蓄账户，其应税收入将降低同等金额 [9]

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. We all know that comparing ourselves to others can be a slippery slope, but when it comes to retirement savings, it's hard not to wonder: Am I doing better or worse than the average saver? Checking where your 401(k) balance sits can give you some insight, but remember – your retirement is your own journey and no two paths are the same. What's the Average 401(k) Balance? According to Vanguard's How America ...