Plutus Financial Group Limited Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 10 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 (Exact name of Registrant as specified in its charter) Not Applicable (Translation of Registrant's name into English) 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The ...

Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 9 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited (Exact name of Registrant as specified in its charter) Not Applicable (Translation of Registrant's name into English) 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The ...

Registration No. 333-276791 (Exact name of Registrant as specified in its charter) Not Applicable (Translation of Registrant's name into English) FORM F-1 Amendment No. 8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Cayman Islands 6200 Not Applicable 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant' ...

Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 7 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The Crone Law Group P.C. 500 Fifth Ave, Suite 938 New York, NY 10110 Phone: (646) 861-7891 (Name, address, including zip c ...

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited (Exact name of Registrant as specified in its charter) Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 6 Not Applicable (Translation of Registrant's name into English) 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The ...

Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 5 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 (Translation of Registrant's name into English) Cayman Islands 6200 Not Applicable 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The Crone Law Group P.C. 500 Fifth Ave, Suite 938 New York, NY 10110 P ...

Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited (Exact name of Registrant as specified in its charter) Not Applicable (Translation of Registrant's name into English) 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The ...

Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited (Exact name of Registrant as specified in its charter) Not Applicable (Translation of Registrant's name into English) 8/F, 80 Gloucester Road Wan Chai, Hong Kong (852) 2968 1192 (Address, including zip code, and telephone number, including area code, of Registrant's principal executive offices) The ...

Registration No. 333-276791 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM F-1 Amendment No. 2 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Plutus Financial Group Limited (Exact name of Registrant as specified in its charter) Not Applicable (Translation of Registrant's name into English) Mark E. Crone, Esq. Joe Laxague, Esq. The Crone Law Group, P.C. 500 Fifth Avenue, Suite 928 New York, New York 10110 (775) 234-5221 Benjamin A. Tan, Esq. Sichenzia Ross Ference Carme ...

发行信息 - 公司拟公开发行210万股普通股，售股股东拟转售最多168万股，总计最多发行378万股，每股面值0.0001美元[10][13] - 预计首次公开发行价格在每股4 - 6美元之间，拟在纳斯达克资本市场上市，股票代码“PLUT”[15] - 发行完成后，若承销商不行使超额配售权，有1410万股已发行和流通在外普通股[17] - 创始人赵志胜和CEO张鼎健将共同实益拥有多数股份及投票权，不行使超额配售权占73.2%，行使则占71.6%[17] - 首次公开募股价格总计1050万美元，承销折扣和佣金73.5万美元，扣除费用后公司所得收益976.5万美元[32] - 承销商可额外购买最多15%（31.5万股）普通股，授予45天内额外购买至多40.5万股期权[33][133] - 假设发行价每股5美元，预计发行净收益约842万美元，行使超额配售权则为986.9万美元[133] 财务数据 - 2023年6月30日现金及等价物2497.2万港元（318.7万美元），总资产12951.4万港元（1652.9万美元），总负债4858.2万港元（620.2万美元），股东权益总额8093.2万港元（1032.7万美元）[136] - 2023年上半年总收入871.4万港元（111.2万美元），净收入85.4万港元（10.7万美元）[136] - 2021 - 2022年和2023年6月末，客户贷款分别为7189.4万、5652.5万和4081.5万港元[165] - 2021 - 2022年和2023年6月末，应收账款余额分别为342万、421万和460.6万港元[167] - 2021 - 2022年，保证金融资业务利息收入分别为481.8万和699万港元，占总收入11.2%和36.3%[169] - 2022 - 2023年上半年，保证金融资业务利息收入分别为347.8万和333.8万港元，占总收入39.1%和38.3%[170] - 2021 - 2022年，银行存款利息收入分别为1000和1.7万港元（2000美元）[177] - 2022 - 2023年上半年，银行存款利息收入分别为1000和6.7万港元[177] 用户数据 - 2023年上半年一个客户占总收入26%；2022年两名客户分别占16%和12%；2021年三名客户分别占29%、25%和22%[99][144] - 截至2023年6月30日一名客户占客户贷款和应收账款总额13%；2022年末占14%；2021年末两名客户分别占21%和12%[100][144] 未来展望 - 公司计划拓展客户网络、加强研究能力、提升承销配售业务和发展资产管理业务[89] - 拟将发行净收益用于定制金融科技软件和应用开发、补充保证金融资资金、拓展客户管理团队[133] 业务风险 - 公司业务主要在香港，面临中国内地监管风险和法律法规解释适用不确定性[18][20] - 若PCAOB连续两年无法检查审计机构，证券可能被禁止在美国证券交易所交易[90] - 香港金融和证券服务行业竞争激烈，可能无法保持竞争优势[103] - 收入和盈利能力取决于客户交易活动水平，市场疲软和波动会使交易收入下降[105] - 保证金融资业务可能无法按预期发展，面临信用风险[106] - 公司面临人员或第三方非法或不当行为风险，导致监管制裁等[139] - 中美和全球经济、监管变化等因素可能对业务产生重大不利影响[160][161][163] - 研发投资不一定带来收入增长，风险管理政策可能无法有效识别或降低风险[184][185] - 信息系统故障、网络基础设施问题等会对业务产生不利影响[187][189] - 未能保护平台或用户信息，可能承担法律责任，损害声誉和业务[190] 业务模式 - 公司是开曼群岛豁免有限责任公司，通过香港运营子公司开展业务[18] - 证券交易和经纪服务佣金费率0.08% - 0.25%，平均0.16%，最低费用50 - 100港元[60] - 证券承销和配售服务佣金费率为筹资规模的6% - 10.5%[66] - 非IPO保证金贷款利率8% - 20%，IPO贷款年利率最高4.5%，规模可达认购金额90%[71][72] - 资产管理服务中，基金认购费最高5%、管理费最高2%、业绩费最高20%[78]