SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. When I retired in September 2022, my 401(k) was invested aggressively (90/10 split between stocks to bonds) and lost approximately 30%. I left the 401(k) invested in mutual funds in hopes it would gain back some of the losses. A year later it has gained back approximately 20%. I’m not required to take RMDs for another five years. My question is should I transfer the 401(k) funds to my traditional IRA accoun ...