I’ve received letters from the thrift savings plan (TSP) and from my IRA holder that I am subject to RMDs this year. I’ve also been advised that converting these qualified funds to annuities and beginning distributions (which would then be completely taxable) satisfies the RMD requirements, which would then no longer apply. What are your feelings about converting qualified funds to annuities? – Robert   Required minimum distributions, or RMDs. The much-maligned and largely unavoidable bane of retirees' exi ...

公司概况与估值 - Brighthouse Financial Inc (BHF) 是一家专注于人寿保险和年金的金融服务公司，当前股价为45.69美元，目标价为44.90美元，表明分析师对其前景持相对稳定看法 [1] - 公司市值为26.1亿美元，市盈率为8.82，低于部分同业，显示其可能存在低估，每股收益为8.75美元 [2] 同业比较分析 - 与WesBanco Inc (WSBC) 相比，WSBC的市盈率更高，为13.44，市值也更高，为29.0亿美元，其目标价隐含的增长潜力达25.45%，且股息率为4.79%，高于BHF的2.98% [3] - Bread Financial Holdings Inc (BFH) 的市盈率为10.93，增长潜力为3.65%，而Simmons First National Corporation (SFNC) 的股息率为3.79%，市盈率为18.23，为不同投资目标的投资者提供了多样化选择 [4]

Kansas City Life Insurance Company (OTCQX: KCLI) was established in 1895 and is based in Kansas City, Missouri. Â The Company's primary business is providing financial protection through the sale of life insurance and annuities. Â The Company operates in 49 states and the District of Columbia. For more information, please visit www.kclife.com. KANSAS CITY, Oct. 31, 2025 /PRNewswire/ -- Kansas City Life Insurance Company recorded net income of $3.2 million or $0.33 per share in the third quarter of 2025, up ...

Lincoln National (LNC) reported $4.78 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 3.9%. EPS of $2.04 for the same period compares to $2.06 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $4.8 billion, representing a surprise of -0.45%. The company delivered an EPS surprise of +10.87%, with the consensus EPS estimate being $1.84.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- ...

Lincoln National Corporation (NYSE:LNC) Q3 2025 Earnings Call October 30, 2025 08:00 AM ET Speaker4Hello and thank you for standing by. My name is Tiffany and I will be your conference operator today. At this time I would like to welcome everyone to the Lincoln National Corporation financial third quarter 2025 earnings webcast. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question duri ...

Earnings Supplement Third Quarter 2025 October 30, 2025 Forward-Looking Statements – Cautionary Language Certain statements made in this press release and in other written or oral statements made by Lincoln or on Lincoln's behalf are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 ("PSLRA"). A forward-looking statement is a statement that is not a historical fact and, without limitation, includes any statement that may predict, forecast, indicate or im ...

Axonic Insurance, a global annuity and insurance platform, has secured $210m in preferred equity, led by LuminArx Capital Management, a global capital solutions provider, with Deutsche Bank also participating. Axonic Insurance creates, issues, distributes and administers annuities and related products for both individual and institutional clients globally. Established in 2024, the company is a fully owned subsidiary of Axonic Capital, an investment manager that oversees $7bn in assets and focuses on stru ...

婴儿潮一代退休财务规划 - 婴儿潮一代（出生于1946年至1964年）已大规模进入退休年龄，许多人在职业生涯中做出明智的财务决策后，财务状况良好，能够舒适地退休 [1] 退休必需消费品与保险行业 - 婴儿潮一代退休后应购买综合健康保险，以应对日益增长的健康需求和医疗成本，基本医疗保险可能不足 [3] - 专家建议投资优质健康保险，以获得必要的医疗服务并避免高额医疗账单，补充计划可覆盖处方药、牙科和视力护理等额外费用，显著降低潜在自付医疗成本 [3] - 根据美国卫生与公众服务部数据，70%的65岁以上人口在其一生中需要某种形式的长期护理 [4] - 婴儿潮一代应投资长期护理保险，以支付辅助生活、养老院和家庭护理的费用，鉴于长期护理的高成本，此类保险可保护退休储蓄并提供更多护理选择 [4][5] - 为减轻储蓄耗尽的风险，婴儿潮一代应考虑购买年金 [6]

As a result, among employers that do offer a pension, it’s common to offer “ lump sum distributions .” With a lump sum distribution, the employee receives a single payout at retirement instead of monthly payments for life. This can turn an indefinite series of payments into one, scheduled expense, which is much more manageable for the employer.For this same reason, however, pensions have become unpopular among employers. The same reliability that makes pensions valuable for retirees creates high and indefin ...

Retiring on $500,000 may sound unrealistic, but is it possible with careful planning? A half-million-dollar nest egg could provide steady income for decades if retirees use the right mix of withdrawal strategies, Social Security timing and cost-saving measures. Read More: Here’s How Much You Need To Retire With a $100K Lifestyle Find Out: 7 Tax Loopholes the Rich Use To Pay Less and Build More Wealth Christopher Stroup, a certified financial planner and founder and president of Silicon Beach Financial, sa ...