股价表现与市场比较 - 公司股价年初至今上涨10.2%，优于行业2.8%和标普500指数6.3%的涨幅 [1] - 公司市值约369亿美元，过去三个月日均交易量为60万股 [1] - 公司表现优于同行Manulife Financial（3.8%）和Primerica（2.2%），但优于Reinsurance Group of America（-7.4%） [4] 技术指标与估值 - 公司股价65.40美元，高于50日（62.84美元）和200日（58.13美元）移动平均线，显示强劲上涨势头 [5] - 公司市盈率11.92倍，高于行业平均8.12倍 [9] - 12位分析师给出的平均目标价64.73美元，较当前价有1%下行空间 [10] 财务指标与增长预期 - 公司ROE为17.3%，高于行业平均15.4%；ROIC为0.7%，略高于行业0.66% [13] - 2025年每股收益预计同比增长8.4%，收入预计达298亿美元（+28%）；2026年每股收益和收入预计分别增长7.8%和1.1% [14] - 过去60天内，5/6分析师上调2025年预测，6/6上调2026年预测，共识预期上调2.5% [15] 战略举措与业务发展 - 公司正拓展亚洲7个高回报新兴市场，瞄准保险渗透率低的地区 [17] - 转向资本效率更高的产品（如共同基金、团体福利）以降低市场波动影响 [18] - 扩大自愿福利产品组合，目标成为该领域前五名 [18] 股息与资本管理 - 2025年5月宣布股息增加4.7%，反映盈利能力和现金流强劲 [19] - 通过平衡派息率和优先提升ROE来增强投资者信心 [19] 成本与挑战 - 费用上升主要来自员工成本、物业设备支出、服务费用和无形资产摊销 [20] - 为管理市场波动进行的对冲操作对盈利造成一定压力 [20]

Shares of Primerica (NYSE: PRI ) have been a solid performer over the past year, though the stock has yet to fully recapture its pre-Liberation Day level even as the market has surged to all-time highs. Within theOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or have a question for an article, just let me know!Analyst’s Disclosure:I/w ...

Primerica, Inc. (PRI) shares have risen 0.3% since the company reported first-quarter earnings on May 7, 2025. The quarterly results benefited from strong Term Life sales, Investment and Savings Product sales and higher premiums. Growth in policies issued and equity market appreciation also favored the results. However, higher benefits and expenses might have dampened investor confidence in the stock.Primerica reported first-quarter 2025 adjusted earnings of $5.02 per share, which beat the Zacks Consensus E ...

业绩总结 - 2025年第一季度收入为8.048亿美元，同比增长9%[7] - 2025年第一季度净收入为1.691亿美元，同比增长23%[7] - 2025年第一季度每股摊薄收益为5.05美元，同比增长19%[7] - 调整后的运营收入为8.036亿美元，同比增长9%[8] - 调整后的净运营收入为1.681亿美元，同比增长14%[8] 用户数据 - 2025年第一季度投资和储蓄产品的总产品销售为36亿美元，同比增长28%[23] - 2025年第一季度客户资产价值为109.9亿美元，同比增长6%[23] 保险业务 - 2025年第一季度直接保费为8.544亿美元，同比增长2%[28] - 2025年第一季度保险和其他运营费用为1.631亿美元，同比增长4%[35] 股东权益 - 2025年第一季度的股东权益为22.564亿美元，同比增长3%[7]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34680 Primerica, Inc. (Exact name of registrant as specified in its charter) | Delaware | 27-1204330 | | --- | --- | | (State o ...

Primerica (PRI) Q1 2025 Earnings Call May 08, 2025 10:00 AM ET Company Participants Nicole Russell - SVP - Investor RelationsGlenn Williams - CEOTracy Tan - Executive VP & CFORyan Krueger - Managing DirectorWilma Burdis - DirectorJack Matten - Vice President Equity Research Conference Call Participants John Barnidge - Managing Director & Senior Research AnalystMark Hughes - AnalystDaniel Bergman - Stock AnalystSuneet Kamath - Senior Research Analyst Operator Greetings, and welcome to Primerica's First Quart ...

Primerica (PRI) Q1 2025 Earnings Call May 08, 2025 10:00 AM ET Speaker0 Greetings, and welcome to Primerica's First Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. A question and answer session will follow the formal presentation. Please note this conference is being recorded. I will now turn the conference over to your host, Nicole Russell, SVP, Investor Relations. Thank you. You may begin. Speaker1 Thank you, operator, and good morning, everyo ...

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Primerica (PRI) reported $803.56 million in revenue for the quarter ended March 2025, representing a year- over-year increase of 8.4%. EPS of ...

Primerica (PRI) came out with quarterly earnings of $5.02 per share, beating the Zacks Consensus Estimate of $4.77 per share. This compares to earnings of $3.91 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 5.24%. A quarter ago, it was expected that this life insurance and financial products company would post earnings of $4.96 per share when it actually produced earnings of $5.03, delivering a surprise of 1.41%.Over the las ...

Exhibit 99.2 Supplemental Financial Information First Quarter 2025 Table of Contents PRIMERICA, INC. Financial Supplement | | Page | | --- | --- | | Preface, definition of non-GAAP financial measures | 3 | | Condensed balance sheets and reconciliation of balance sheet non-GAAP to GAAP financial measures | 4 | | Financial results and other statistical data | 5 | | Statements of income | 6 | | Reconciliation of statement of income GAAP to non-GAAP financial measures | 7-8 | | Segment operating results | | | T ...