Carlos called into The Ramsey Show with an embarrassing admission. He and his wife are in their 50s, they live in Miami, they have two high school aged children and one at the end of college. In 2020 they became debt free: No mortgage, no loans, no credit cards. Then “the world opened up again,” and he and his wife found themselves $30,000 in debt (1). Must Read The slide back into debt didn’t come from one emergency, it came from a series of lifestyle upgrades once pandemic restrictions were lifted. T ...

UK vehicle production fell by 14.3% in November with 65,932 units leaving factory lines, according to figures published by the Society of Motor Manufacturers and Traders (SMMT). The decline was driven by a slight reduction in car output, down 1.7% to 63,126 units, and a much steeper 78.0% drop in commercial vehicle (CV) output, with just 2,806 units produced, some 9,943 fewer than in the same month last year. While it was the fourth successive monthly decline in car production, just 1,090 fewer cars wer ...

2025年美国汽车行业销售格局与关税影响 - 2025年美国汽车购买模式波动较大 行业与消费者均在适应今年主导话题的汽车关税[1] - 尽管美国最终将大部分贸易伙伴的关税负担降至15% 但在今年大部分时间里 进口商需为整车和零部件支付25%的关税[1] - 尽管汽车制造商明确表示不会因关税而涨价 但潜在的涨价威胁促使消费者涌向汽车经销商[1] - 汽车制造商利用激励措施和关税担忧来推动销售 缓解了消费者对价格的紧张情绪[7] 2025年全年及第四季度行业销售趋势 - 美国汽车行业正艰难收官 买家未能保持今年早些时候的火热购买步伐[4] - 尽管12月新车销量预计将较前几个月有所上升 但经季节调整的年化销售速率预计将收于约1590万辆 低于去年的1680万辆 但高于11月的1560万辆[4] - 汽车制造商在第四季度未能保持相同的销售速度 但销量仍较去年有所增长[3] - 一家美国原始设备制造商赢得了2025年的销售桂冠[3] 主要汽车制造商2025年销售表现 - 通用汽车预计将以超过280万辆的销量卫冕2025年美国销售冠军[6] - 通用汽车全年销量预计为283万辆 同比增长5.1% 市场份额为17.3%[5] - 通用汽车第四季度预计销售超过68.5万辆汽车 同比下降8.7%[6] - 丰田汽车以252万辆的销量连续第二年位居第二 同比增长8.4% 市场份额上升1%至15.5%[5][6] - 福特汽车全年销量预计为218万辆 同比增长5.6% 市场份额为13.4%[5] - 现代汽车全年销量预计为184万辆 同比增长7.9% 市场份额为11.3%[5] - 本田汽车全年销量预计为142万辆 同比增长0.6% 市场份额为8.8%[5] 福特与通用汽车的具体表现 - 福特在上半年利用激励措施和关税担忧成为美国最畅销品牌[2] - 福特第二季度总销量增速是整个汽车行业增速的七倍[2] - 福特上半年销量为110万辆 同比增长6.6%[2] - 通用汽车在第三季度报告了17%的市场份额 这是其自2017年以来在美国的最大市场份额[2]

Key Points In the last decade, this top auto stock has significantly lagged the overall S&P 500. Ford’s low growth, low profits, huge capital expenditures, and cyclicality are negative factors. 10 stocks we like better than Ford Motor Company › Investors should be pleased with Ford (NYSE: F) this year. The Detroit automaker's shares have returned an impressive 48% so far in 2025 (as of Dec. 12), including dividends. The S&P 500 comes up short. Ford has positive momentum as 2026 approaches. Does thi ...

Key Takeaways A December screen applies P/B, P/S, P/E and PEG to identify five value stocks above $5 with strong liquidity.StoneCo, General Motors, EnerSys, Deutsche Bank and Keros Therapeutics trade below industry P/B medians.The screen stresses comparing P/B within industries and pairing it with other valuation ratios.There are several different ways to find value stocks. Among these, the most popular are the price-to-earnings ratio (P/E) and price-to-sales ratio (P/S). However, investors often overlook t ...

Numbers to be released by the National Bureau of Statistics Monday are expected to show retail sales rose 2.9% in November from a year before, the median forecast of economists surveyed by Bloomberg shows. That would match the weakest gain since August last year.Investment in fixed assets such as factories, new properties and machinery is seen contracting by 2.3% over the January-through-November period compared with a year before. That would mark a plunge unseen outside of the Covid crisis in figures goin ...

Mexico's decision to raise tariffs as high as 50% will affect $1 billion worth of shipments from major Indian car exporters, including Volkswagen and Hyundai, despite industry lobbying to persuade New Delhi to prevent such a move, according to two sources and a letter from an industry group reviewed by Reuters. ...

近些年，不少居民都感觉到了工资增长缓慢，而与老百姓生活休戚相关的物价却涨了不少。过去我们逛一次超市只要200多元就可以了，现在至少要3-500 元。主要原因是，现在超市里的大米、洗漱用品、食用油、生活用纸等价格都在涨。此外，过去中午出去吃一顿盒饭，只要15-16元，现在20-25元。总之， 老百姓的日常生活成本在不断的上升。 第二，汽车市场出现了"降价潮" 最近一段时间，国内汽车市场也开始出现了"降价潮"。截止目前，已经有几十个国内外汽车品牌都在降价促销。通常像国产新能源汽车的价格降幅达到2-3 万元，而进口高档汽车的降价幅度更是在8-10万元之间。此外，二手车市场的价格跌得更加惊人，去年我同事郑斌花了23万购买了一辆新能源汽车，如今在 二手车市场的价格只有15-16万，在短短的一年多的时间里，降价幅度高达7-8万。 汽车市场出现"降价潮"的原因有三个：①现在临近年底，多数汽车企业为了冲刺业绩，就采取了降价促销手段。②汽车的技术更新速度太快，往往是旧款汽 车还没有卖完，新款汽车又上市了。无奈之下，汽车经销商为了去库存，只能是降价促销。③现在除了燃油车之外，还有大量新能源汽车入市，为了争夺市 场份额，燃油车和新 ...

公司股价表现与市场环境 - AutoNation (AN) 的股价在过去一年表现强劲，涨幅超过20% [1] - 尽管面临汽车关税和仍然高企的利率，汽车需求展现出韧性 [1] 公司业务模式分析 - AutoNation 的业务模式并不像一些市场担忧的那样具有强周期性 [1]

行业监管政策变动 - 拜登政府时期的规则要求汽车制造商在2031年前达到约每加仑汽油行驶50英里的燃油效率标准 [1] - 特朗普的提案将把该要求降低至每加仑34.5英里 [1]