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Mercury Insurance Offers Eco-Friendly Home Tips That Benefit You and the Planet
Prnewswire· 2025-05-01 00:00
可持续生活与家居升级 - 文章核心观点:通过家居升级和环保选择可降低碳足迹、改善健康并节省长期成本 [1][3][9] - 环保家居改造包括空气净化、水质提升、环保建材替换等具体措施 [4][6][8][12] 空气质量管理 - 室内空气污染程度可达室外2-5倍,定期更换HEPA过滤器(最低25美元)可提升HVAC系统效率 [4] - 免费检测烟雾和一氧化碳报警器,冬季需加强检查频率 [5] 水质改善方案 - 滤水设备价格跨度大,从20美元的滤水壶到台下式过滤系统可选 [6] - 漏水检测装置可自动报警并切断供水,预防重大损失 [7] 环保建材与认证 - 清洁剂选择EPA安全认证产品,涂料需避免VOCs并获取Green Seal/UL认证 [8] - 家电优先选择LEED或ENERGY STAR认证,可能享受保险折扣 [8] - 地板推荐未处理硬木/石材/天然纤维地毯,建材需GREENGUARD认证以规避甲醛等毒素 [12] 保险公司背景 - Mercury Insurance提供多线保险业务,覆盖11州并通过4100名员工及6500家独立代理运营 [10][11] - 公司获A M Best"A"评级,被Forbes评为最佳汽车保险公司 [11]
Smart Car Shopping: Tips to Find the Right Ride for You
Prnewswire· 2025-04-29 00:00
汽车购买指南 - 消费者购车需综合考虑车辆类别、动力类型及预算 传统燃油车、混动车和电动车各有优缺点[2] - 平均汽车持有年限已延长至近13年 购车成为重要且低频的消费决策[1] 购车成本考量 - 总拥有成本(TCO)包含购车价、保险、维修及燃油费用 建议避免过度消费导致资源浪费[3] - 推荐采用20/4/10规则:20%首付、4年以内贷款期限、月交通支出不超过总收入10%[11] 二手车选购要点 - 需检查外观内饰损伤、发动机舱漏油/锈蚀、轮胎刹车磨损情况 建议携带常用物品试驾验证空间适配性[7] - 通过Carfax等平台核查事故记录和维修历史 了解前任车主使用习惯可评估车辆保养状况[7] 市场研究工具 - Kelley Blue Book和Edmunds等资源可查询车辆公允市价 YouTube频道Motormouth/Redline Reviews提供专业评测[7] - 建议购车前获取贷款预批以明确预算范围 增强价格谈判能力[7] 保险公司背景 - Mercury Insurance总部位于洛杉矶 在11个州通过4100名员工和6500家独立代理开展业务[10] - 主营个人车险/房屋险/租客险 获A M Best"A"评级及Forbes"最佳车险公司"称号[10]
Distracted Driving Awareness Month: Mercury Insurance Offers Driving Tips That Could Save Lives
Prnewswire· 2025-04-26 00:00
Safe Driving May Also Offer Savings on Auto Insurance LOS ANGELES, April 25, 2025 /PRNewswire/ -- Each year, 1.19 million people are killed on roadways around the world, according to the U.S. Centers for Disease Control and Prevention. Traffic collisions are the leading cause of death for individuals ages five to 29. In a world inundated with technology and devices, distracted driving in particular is claiming thousands of lives. Many auto accidents could be avoided simply by following the rules of the road ...
Is Mercury General (MCY) Stock Undervalued Right Now?
ZACKS· 2025-04-23 22:45
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors use tried-and-true metrics and fundamental ...
Mercury Insurance Named to Forbes' America's Best Employers 2025 List
Prnewswire· 2025-04-17 00:00
Recognition Highlights Mercury's Commitment to Team Members Growth and Company Culture LOS ANGELES, April 16, 2025 /PRNewswire/ -- Mercury Insurance has been awarded a spot on the Forbes list of America's Best Midsized Employers for 2025. This prestigious recognition is made in collaboration with Forbes and Statista, the world-leading statistics portal and industry ranking provider. Forbes and Statista selected America's Best Midsized Employers 2025 through an independent survey from a vast sample of over 2 ...
MCY Lags Industry, Trades at a Discount: What Should Investors Do Now?
ZACKS· 2025-04-15 22:05
Shares of Mercury General Corporation (MCY) have lost 1.8% in the past year against the industry, the Finance sector and the Zacks S&P 500 composite’s growth of 27.7%, 14.3% and 6.7%, respectively. The insurer has a market capitalization of $2.90 billion. The average volume of shares traded in the last three months was 0.7 million.MCY shares are trading below the 50-day moving average, indicating a bearish trend.MCY vs. Industry, Sector, S&P in One YearImage Source: Zacks Investment ResearchMCY Shares are A ...
MERCURY GENERAL CORPORATION TO REPORT FIRST QUARTER RESULTS ON MAY 6, 2025
Prnewswire· 2025-04-15 00:39
公司信息 - 公司为水星通用公司及其子公司,是多险种保险机构 [2] - 主要提供个人汽车和房主保险,通过独立生产商网络和直接面向消费者销售 [2] - 公司官网为 http://www.mercuryinsurance.com [2] 财务安排 - 2025 年 5 月 6 日周二股市收盘后,公司将发布 2025 年第一季度财报新闻稿 [1] - 公司还将向美国证券交易委员会提交 10 - Q 表格季度报告 [1] - 财报新闻稿应与 10 - Q 表格季度报告结合阅读 [1]
Road Tripping in an EV? Mercury Insurance Advises How to Prepare
Prnewswire· 2025-04-10 00:00
文章核心观点 尽管消费者对电动汽车的接受速度放缓,但全国仍有数百万人购买电动汽车,夏季临近,电动汽车车主需做好额外准备以确保公路旅行顺利 [1] 电动汽车公路旅行准备建议 提前规划行程 - 可下载PlugShare、EVgo、Electrify America和Tesla等应用来规划围绕可用充电单元的行程,提前注册可设置车型以使用兼容充电器,许多旅游景点和酒店为客人提供免费充电站 [2] - 计划前往国家公园时,许多房车公园提供二级充电器,需查看露营地政策并使用充电应用确认是否有合适充电器 [3] 了解所需充电器类型 - 只要充电插头兼容且有相应访问方式,可在任何充电站充电,到2025年底,几乎所有电动汽车都可使用部分特斯拉超级充电站 [4] - 需了解不同公共充电器的充电速度,一般建议电量到20%时充电,避免电池电量过低 [5] 了解充电器充电速度 - 一级充电器通常免费但充电最慢,完全充满需24小时 [7] - 二级充电器较快速,可在4 - 10小时内将空电充至80% [7] - 三级直流快速充电器充电最快,20分钟 - 1小时可充至80%,虽有成本但比加油便宜 [7] 确保保险提供路边援助 - 出发前确保保险政策为电动汽车提供路边援助,部分援助计划有配备便携式充电器的拖车或平板拖车 [6] - 联系路边援助或拖车公司时,告知对方驾驶的是电动汽车,电池或轮胎等问题可能需拖至维修厂 [8] 制定灵活的备用计划 - 出发前规划带充电站的替代路线,以防行程改变,同时规划备用充电站,以防首选站点满员或充电器损坏 [8] 公司介绍 - 水星保险总部位于洛杉矶,是多险种保险公司,通过独立代理网络直接向消费者提供个人汽车、房屋和租客保险等多种保险 [10] - 自1962年以来,公司通过近4100名员工和11个州的6500多名独立代理,以有竞争力的费率和优质服务为客户提供价值,获A.M. Best和Fitch的“A”评级及福布斯和Insure.com的“最佳汽车保险公司”称号 [11]
Mercury Insurance Offers Homeowners Recommendations on Tax Deductions That Could Save You Thousands
Prnewswire· 2025-04-04 00:00
文章核心观点 临近4月15日报税期,水星保险提供报税清单,提醒房主与注册会计师或会计师审查扣除项目,避免遗漏扣除项造成经济损失,以获得最大退税 [1][3] 常见扣除项目 - 抵押贷款利息:单身或夫妻联合申报时,用于购房、建房或房屋改善的抵押贷款利息最高可扣除75万美元 [3] - 财产税:夫妻联合申报时财产税最高可扣除1万美元,单身或单独申报时最高可扣除5000美元 [4] - 家庭办公室费用:在家工作可扣除部分办公空间运营费用,需与税务专业人员确认要求 [4] - 能源抵免:2023年1月1日后对房屋进行合格节能改造,2032年前可申请美国国税局能源抵免 [5] - 业主协会费用:一般不可扣除,但用于投资出租的房产可扣除某些费用 [5] - 房屋净值贷款利息:贷款用于房屋改善(如厨房或浴室改造)时可扣除 [6] 公司介绍 - 水星保险总部位于洛杉矶,是多险种保险公司,通过独立代理网络直接向消费者提供个人汽车、房主和租客保险等多种保险业务 [7] - 自1962年以来,公司通过近4100名员工和11个州超6500名独立代理,以有竞争力的费率和优质服务为客户提供保险价值,获A.M. Best “A”评级及福布斯和Insure.com “最佳汽车保险公司”称号 [8]
Bodily Injury Costs Increase in Georgia, According to Mercury Insurance
Prnewswire· 2025-04-01 00:00
Mercury's New Umbrella Insurance Better Protects Georgians' Personal Wealth Against Bodily Injury Claims LOS ANGELES, March 31, 2025 /PRNewswire/ -- Multi-vehicle crashes, dog bites or a delivery person being injured on your property are some of the unexpected events that are putting Georgians' personal financial health at risk. In fact, bodily injury payouts continue to climb year over year since the pandemic started, with the average amount for a liability claim increasing by 35%, according to Mercury Ins ...