iREIT+HOYA Capital is the premier income-focused investing service on Seeking Alpha. Our focus is on income-producing asset classes that offer the opportunity for sustainable portfolio income , diversification , and inflation hedging . Get started with a Free Two-Week Trial and take a look at our top ideas across our exclusive income-focused portfolios. The 4% rule is often cited as a guideline for income during retirement, in which one cashes out 4% of the stock portfolio per year. That can be a tricky end ...