When December rolls around in Singapore, the first obvious sign to most Singaporeans isn’t necessarily the lights on Orchard Road.It’s Mariah Carey.The moment “All I Want for Christmas Is You” starts echoing through every mall and supermarket, we know the festive season has officially begun.. along with one of the most expensive months of the year. Between gatherings, gifts, holidays, and outings spending tends to rise even as work winds down.And that’s exactly when dividends start to feel like the real Chr ...

Micron Technology, Inc. (NASDAQ:MU) will release earnings results for its first quarter after the closing bell on Wednesday, Dec. 17.Analysts expect the company to report quarterly earnings at $3.93 per share, up from $1.79 per share in the year-ago period. The consensus estimate for Micron’s quarterly revenue is $12.81 billion, compared to $8.71 billion a year earlier, according to data from Benzinga Pro.The estimated revenue would mark a new record for the company, surpassing the $11.31 billion reported i ...

Can you imagine retiring to an income stream that keeps coming into your account with no need to clock in at work?This could be a dream come true for investors in Singapore, with the numerous dividend-paying companies on the local stock market.What you need is a clear investment strategy and time to let compounding work.Clueless on how to start? Follow as we break down the four practical steps you can take to transform dividend investing into a reliable stream of retirement income.  Step 1: Build a Portfoli ...

price of National Australia Bank Ltd (Right now, you could probably use Google or another data provider to see theof ASX: NAB ) is around $42 per share. But what are NAB shares really worth? How to get to an price target is one of the more popular questions our senior investment analysts get asked by Australian investors, especially those seeking dividend income. It’s not exclusive to National Australia Bank Ltd, of course.Westpac Banking Corp (ASX: WBC) and ANZ Banking Group (ASX: ANZ) are also very popula ...

Broadcom Inc. (NASDAQ:AVGO) will release earnings results for the fourth quarter after the closing bell on Thursday, Dec. 11.Analysts expect the tech company to report quarterly earnings at $1.86 per share, up from $1.42 per share in the year-ago period. The consensus estimate for Broadcom's quarterly revenue is $17.49 billion ($14.05 billion last year), according to Benzinga Pro.The company has beaten analyst estimates for revenue in three straight quarters and in eight of the past 10 quarters overall.With ...

Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL) will release earnings results for the first quarter after the closing bell on Tuesday, Dec. 9.Analysts expect the company to report a quarterly loss at 68 cents per share, versus a year-ago profit of 45 cents per share. The consensus estimate for Cracker Barrel's quarterly revenue is $802.22 million, compared to $845.09 million a year earlier, according to data from Benzinga Pro.The company has beaten analyst estimates for revenue in only three of the las ...

公司股价与股息表现 - 周五交易中，Provident Financial Services 股价一度低至19.09美元，基于其季度股息（年化0.96美元）计算的股息率超过5% [1] - 历史表明股息是股市总回报的重要组成部分 例如iShares Russell 3000 ETF在2000年5月31日至2012年5月31日期间股价下跌0.48美元（跌幅0.6%），但期间每股获得10.77美元股息，使总回报增至13.15% [1] - 即使股息再投资，上述ETF的年化总回报率也仅约1.0% 相比之下，获得可持续的5%以上股息率显得颇具吸引力 [1] 公司背景与股息可持续性 - Provident Financial Services 是罗素3000指数成分股，属于美国股市最大的3000家公司之一 [1] - 股息支付额通常不可预测，并随公司盈利波动而变化 [2] - 判断Provident Financial Services近期股息是否可持续以及5%的年化股息率是否合理，需参考其历史股息图表 [2]

退休收入策略核心观点 - 文章核心观点为股息投资策略相较于传统的提取本金策略（如4%规则）更具优势 能够通过产生持续现金流来保障退休生活 同时保持本金完整并继续享受复利增长 [1][2][4] - 该策略被视为从消耗储蓄向追求持久收入的转变 重点在于实现更安全舒适的退休生活 而非担忧储蓄耗尽 [2] 股息投资策略的优势 - 股息投资通过产生收入流支持退休生活 避免了在熊市中被迫出售资产 从而保护了投资组合的复利能力 [3][4] - 策略能够保持本金完整 并让投资继续复利增长 为退休者提供长期安全保障 这是提取策略所不具备的 [4][5] - 在退休者寿命延长和医疗成本上升的背景下 资本保全比以往任何时候都更重要 保留本金投资可确保应对不断上涨的开支 [5] 具体案例与数据 - 不动产投资信托基金Realty Income (O) 其月度股息从2020年11月的每股0.234美元增加至2025年11月的0.2695美元 [6]

文章核心观点 - 文章旨在通过两种估值模型探讨昆士兰银行股票的内在价值 市盈率模型得出每股估值7.44澳元[6] 股息贴现模型得出估值范围在7.19澳元至10.57澳元之间[11][12] 当前股价6.43澳元低于模型估值结果[6][11] 澳大利亚银行业概况 - 银行业与科技业和工业并列为澳大利亚投资者偏爱的行业[2] 澳大利亚大型银行如联邦银行和国民银行在寡头垄断市场中运营[2] 尽管有汇丰等国际大行试图进入 但外国竞争对手的成功非常有限[3] - 澳大利亚证券交易所的银行股尤其受到寻求股息税收抵免的股息投资者青睐[3] 本迪戈阿德莱德银行和西太平洋银行也是澳交所非常受欢迎的银行股[2] 市盈率估值模型 - 市盈率是将公司股价与其最近一个完整财年的每股收益进行比较的估值工具[4] 昆士兰银行当前股价为6.43澳元 2024财年每股收益为0.41澳元 计算得出市盈率为15.7倍[6] 该值低于银行业平均18倍的市盈率[6] - 应用均值回归原理 将每股收益0.41澳元乘以行业平均市盈率18倍 得到行业调整后的市盈率估值为每股7.44澳元[5][6] 股息贴现模型估值 - 股息贴现模型是银行业更有效的估值方法 它基于最近财年股息或预测股息 并假设股息在预测期内以稳定速率增长[7][8] 模型公式为股价等于全年股息除以风险率与股息增长率之差[9] - 使用去年每股0.34澳元的股息支付额 并假设其每年以稳定速率增长 在6%至11%的风险率范围内进行计算 得出昆士兰银行股票估值为7.19澳元[10][11] 使用每股0.35澳元的调整后股息 估值则为7.40澳元[11] - 由于公司股息完全免税 可基于总股息支付额进行估值 即现金股息加上税收抵免 使用0.50澳元的预测总股息 估值达到10.57澳元[12] 估值模型应用说明 - 股息贴现模型考虑了不同的增长率和风险率假设 通过取平均值来应对不确定性并提高估值可靠性[9][10] 模型输入参数包括股息增长率 风险折现率等[8][10] 风险率是将未来股息折现为现值的折扣率 风险率越高 股价估值越低[10]

财报预期 - 公司将于周四开盘前公布第三季度财报，市场预期每股收益为60美分，高于去年同期的58美分 [1] - 市场预期季度营收为1752.7亿美元，高于去年同期的1680亿美元 [1] 管理层变动 - 公司总裁兼首席执行官C Douglas McMillon将于2026年1月31日卸任，之后将转任执行顾问一职 [2] 股息信息 - 公司目前年度股息收益率为0.93%，季度每股股息为23美分，年度股息为92美分 [2] - 若想通过股息获得每月500美元（每年6000美元）的收入，需持有约6521股公司股票，总投资额约661,239美元 [3] - 若目标为每月100美元（每年1200美元）股息收入，则需持有约1304股公司股票，总投资额约132,939美元 [4] 股价表现 - 公司股价周二下跌1.5%，报收于101.39美元 [6]