拨备前利润(PPOP)
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中国银行业-六大国有大行 2026 年一季度初评:拨备前利润超预期,净利润符合预期;计提拨备支撑不良贷款覆盖率稳定-China Banks_ First take_ Six Large SOE Banks_ 1Q26 PPOP Beat, Net Profit In Line; Provision Buildup Supports Stable NPL Coverage Ratio
2026-05-03 21:17
Despite the significantly better-than-expected 1Q NIM, management generally expressed a cautious outlook on full-year NIM during the earnings calls. They anticipate continued downward pressure on NIM, albeit with a narrowing decline, primarily due to persistent pressure on asset yields and weakening support from the liability side. Regarding asset quality, management acknowledged ongoing pressure but expressed confidence in maintaining stable NPL formation for the full year. They also highlighted some margi ...