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5 Money Habits That Can Destroy Middle-Class Retirees’ Finances
Yahoo Finance· 2025-09-14 18:58
“What’s my number?” is a common question many soon-to-be retirees ask themselves as they plan their golden years. The answer helps guide retirement planning and gives retirees an idea of what post-life work will look like. Read More: 10 Bills That Drain Your Retirement Savings — and How To Cancel Them Try This: The 5 Car Brands Named the Least Reliable of 2025 Various poor money habits can derail even the best of planning, making retirement living challenging. Living the kind of life you want is possible, ...
Up 40% in the Past Month, Should You Buy UnitedHealth Stock Here?
Yahoo Finance· 2025-09-11 03:12
Health insurance provider UnitedHealth (UNH) is experiencing a volatile time on Wall Street. Reasons for the volatility include the sudden announcement of its CEO’s departure. Before that, the company came under national attention when its previous CEO was murdered last year. UnitedHealth has also come under investigation by the DOJ. Amid all this, Warren Buffett decided to trust in the company’s longstanding prowess, as Berkshire Hathaway (BRK.A) (BRK.B) revealed a $1.57 billion stake in the company, sen ...
Medicare at 60 Years Old: Eight in 10 Americans Not Yet Enrolled Worry the Program Won't be There for Them
Prnewswire· 2025-07-10 21:00
医疗保险和社会保险调查结果 - 80%尚未加入医疗保险的美国人担心该计划未来无法为他们提供服务 其中千禧一代最为悲观 [4] - 76%受访者低估或不清楚退休后平均医疗成本 40%预期花费不超过10万美元 但实际平均成本接近20万美元 [4] - 34%受访者不愿通过增税或削减福利来维持医疗保险 30%愿意削减现有受益人福利 24%愿意增加工资税 [4] 社会保险认知偏差 - 80%未参保者担心社会保险不可持续 婴儿潮一代担忧比例最低(68%) 千禧一代最高(85%) [4] - 28%低估获得社会保险所需工作年限 26%高估年限 26%不清楚 仅20%正确选择10年标准 [4] - 47%低估平均月度社会保险支付金额(约2000美元) 35%高估 仅17%回答正确 [4] - 54%认为社会保险偿付能力将维持至2033年后或不确定 17%预期可持续至2050年后 [4] 公众态度与行业洞察 - 78%受访者对医疗保险持正面看法 但81%仍担忧退休医疗费用 [4] - 73%对社会保险持积极态度 [4] - 行业专家强调需建立退休医疗成本现实预期 建议通过专业理财规划优化保障方案 [3] 调查背景与公司信息 - 调查由eHealth与Retirable联合开展 2025年6月采集1111份样本 误差幅度±3% [6] - eHealth运营在线健康保险市场 连接180余家保险公司 提供25年保险经纪服务 [7] - Retirable专注退休规划平台 提供投资/计划/支出全周期服务 2019年由CFP专业人士创立 [9]